OpenAI launches ChatGPT Wallet enabling secure payments without sharing card details
OpenAI has introduced ChatGPT Wallet, a new payment solution allowing ChatGPT agents to make purchases using a tokenized stand-in card number instead of the user's real card details. Built in partnership with American Express, Mastercard, and Visa, this wallet keeps users' sensitive information private during transactions, while preserving rewards and dispute protections. Users approve purchases via biometric verification like Face ID before a token with its own security code is issued to complete the payment. Merchants need to adapt, as some fraud detection systems may flag these agent-initiated transactions, prompting OpenAI to encourage adoption of Web Bot Auth and collaboration with risk and payment providers such as Forter, Riskified, Sardine, Signifyd, Adyen, Checkout.com, and Stripe. Currently, ChatGPT Wallet is available only to ChatGPT Pro subscribers in the US with eligible cards.
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OpenAI launches ChatGPT Wallet enabling secure payments without sharing card details
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OpenAI has introduced ChatGPT Wallet, a new payment solution allowing ChatGPT agents to make purchases using a tokenized stand-in card number instead of the user's real card details. Built in partnership with American Express, Mastercard, and Visa, this wallet keeps users' sensitive information private during transactions, while preserving rewards and dispute protections. Users approve purchases via biometric verification like Face ID before a token with its own security code is issued to complete the payment. Merchants need to adapt, as some fraud detection systems may flag these agent-initiated transactions, prompting OpenAI to encourage adoption of Web Bot Auth and collaboration with risk and payment providers such as Forter, Riskified, Sardine, Signifyd, Adyen, Checkout.com, and Stripe. Currently, ChatGPT Wallet is available only to ChatGPT Pro subscribers in the US with eligible cards.